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Cost of roof replacement in 2026: materials, labor, and what to expect

February 27, 2026 · Roofing · 10 min read

Roof replacement is the biggest single expenditure most homeowners will make on their house outside of the mortgage itself. For roofing contractors, it's also where the real money is — or where it isn't, if you're pricing off gut instinct instead of actual cost data.

The roofing market in 2026 is dealing with material costs that have stabilized somewhat after the post-pandemic spikes, but labor remains tight in most markets. Shingle prices have settled, but underlayment, ice and water shield, and accessories have crept up. Meanwhile, insurance companies keep getting pickier about what they'll cover. All of this affects how you should price your work.

Roof replacement costs by material

These are total installed costs per roofing square (100 sq ft) including tear-off, materials, and labor for a typical residential roof:

MaterialMaterials per SquareLabor per SquareTotal per SquareTotal (30-square roof)
3-tab asphalt shingles$80–$130$100–$180$180–$310$5,400–$9,300
Architectural (dimensional) shingles$100–$180$110–$200$210–$380$6,300–$11,400
Premium/designer shingles$150–$280$130–$220$280–$500$8,400–$15,000
Metal standing seam$250–$500$200–$400$450–$900$13,500–$27,000
Metal shingles / panels$200–$400$180–$350$380–$750$11,400–$22,500
Clay/concrete tile$300–$600$250–$450$550–$1,050$16,500–$31,500
Synthetic slate$350–$550$250–$400$600–$950$18,000–$28,500
Natural slate$500–$1,200$400–$800$900–$2,000$27,000–$60,000

Architectural asphalt shingles dominate the residential market — roughly 75% of all roof replacements. They hit the right balance of cost, appearance, and lifespan. If you're a residential roofer, this is your bread and butter, and you should know your exact cost per square for these jobs down to the penny.

Full cost breakdown: asphalt shingle roof replacement

For a typical 30-square (3,000 sq ft) architectural shingle roof replacement:

ComponentCost Range
Shingles (30 sq + 10% waste)$3,300–$5,940
Underlayment (synthetic felt)$300–$600
Ice and water shield (eaves, valleys)$200–$600
Ridge cap shingles$150–$300
Starter strip$100–$200
Drip edge$100–$250
Flashing (step, counter, chimney, pipe boots)$200–$600
Ridge vent / ventilation$150–$400
Nails, caulk, misc.$100–$200
Dumpster / disposal$350–$700
Permits$75–$400
Labor (tear-off + install, 3–5 person crew)$3,300–$6,000
Total$8,325–$16,190

Most contractors land in the $9,000–$14,000 range for this job in average-cost markets. If you're consistently below $8,000, you're either in a very low-cost market, cutting corners on materials, or not making money.

Factors that affect roof replacement cost

Roof complexity

A simple gable roof with two planes is fast. A hip roof with dormers, valleys, skylights, and multiple penetrations takes significantly more time and materials. Waste factor goes up (from 10% to 15–20%), flashings multiply, and the crew moves slower on complex geometry. Price per square should increase $30–$80 for complex roofs.

Roof pitch (steepness)

Anything above a 7/12 pitch requires harnesses and roof jacks, which slows the crew by 20–30%. A 12/12 pitch can cut productivity in half compared to a 4/12. Steep roofs also require more underlayment and ice barrier in cold climates. Adjust your labor estimate accordingly — a steep roof is not the same job as a walkable roof.

Layers to remove

One layer of tear-off is standard. Two layers means double the tear-off labor and dumpster volume. Three layers (rare but it happens) is a nightmare. Some contractors overlay rather than tear off — check your local code, because many jurisdictions now limit overlays or require tear-off to inspect the decking.

Decking condition

You won't know the true condition of the plywood decking until the old shingles are off. Budget for replacing 5–10% of the decking on any tear-off. Rotted or delaminated plywood costs $70–$120 per sheet installed. On a 30-square roof, you might replace 5–15 sheets. Communicate this to the customer upfront — include a per-sheet price in your contract for decking replacement so there's no surprise.

Ventilation upgrades

If the existing roof has inadequate ventilation (common), you may need to add or upgrade ridge vents, soffit vents, or power ventilators. Proper ventilation extends the life of the new roof and is required by most shingle manufacturers for warranty coverage. Adding a ridge vent where none existed before costs $300–$800.

Chimney and skylight work

Every chimney needs new step flashing and counter flashing during a roof replacement. Skylights may need new flashing kits or replacement if they're near end-of-life. A chimney re-flash costs $200–$600 in labor and materials. A skylight re-flash is $150–$400. Skylight replacement (if needed) is $500–$1,500 per unit including the skylight and install.

Regional price variations

RegionAdjustmentNotes
Northeast+10% to +25%Ice dam protection required, shorter season, higher labor
Southeast-5% to +10%Storm damage drives volume, competitive market, wind ratings matter
Midwest-5% to +10%Hail damage market, seasonal demand spikes
Southwest+0% to +10%Tile roofs common, hot-weather labor considerations
West Coast+15% to +35%Highest labor costs, fire-resistant materials in WUI zones

What roofing contractors should charge

A healthy roofing company should hit 38–52% gross margin on residential replacements. Roofing has significant overhead — trucks, trailers, safety equipment, insurance (workers' comp for roofers is expensive), marketing, and warranty reserves.

Run every bid through a job cost estimator. Roofing bids involve too many variables to keep in your head, and a $500 error on materials is the difference between a good month and a mediocre one.

Insurance work

Storm damage jobs through insurance can be highly profitable, but they come with their own complexities. Insurance adjusters use Xactimate pricing, which may or may not align with your actual costs. Know your market's Xactimate rates, understand supplement requests, and don't sign a contract for insurance work without understanding the scope the adjuster approved. Some contractors build their entire business around storm work — that's a valid model, but it requires different skills than retail roofing.

Common pricing mistakes

Financing and payment structure

A $10,000–$15,000 roof is a significant purchase. Offering financing options (GreenSky, Hearth, Mosaic) typically costs 5–12% in dealer fees. Build it into the price or offer a cash discount. Customers who finance are less price-sensitive and more likely to upgrade materials.

For payment schedule: collect 30–40% at contract signing (or when materials are delivered), with the balance due at completion. Never collect 100% upfront — it kills trust. Never wait until 30 days after completion — you need to get paid before you move to the next job. Use a margin calculator to verify your profit before sending the final invoice.

Price every roofing job for profit

Free job cost templates, margin calculators, and estimating tools for roofers.

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Bottom line

Roof replacement in 2026 ranges from $5,400 for a basic 3-tab job to $60,000+ for natural slate. The majority of residential roofs land in the $8,000–$15,000 range for architectural shingles. Price for your actual costs, know your market, and don't leave money on the table by guessing when you should be measuring. Track every job's profitability and adjust your per-square pricing quarterly as material costs shift.

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